Examples

Audience examples

Pool stewards (local curators for local markets)

You run a market or co-op and want to list a clinic voucher, publish limits, and compare redemption performance with other pools. The network helps route demand into your listings while keeping your governance local.

Lenders & liquidity providers

You provide stable liquidity and accept curated vouchers as collateral. Routing and clearing increase the chance those vouchers get redeemed, so your capital recycles faster without forcing speculative issuance.

Producers/borrowers (shops, services, projects)

You take a loan by swapping your already-issued vouchers for lender stables. As customers redeem your vouchers, your outstanding obligations shrink and repayment accelerates.

Consumers (everyday users)

You hold a food voucher but need transport. Routing finds trusted pools that accept your voucher so you can swap into transport credit and redeem locally.

Market makers & routers

You operate inventory and routing services. You earn by improving reliability and settlement speed, not by manufacturing speculative volume.

DAO/policy stewards

You tune waterfall parameters, caps, and insurance targets based on real settlement KPIs, not price volatility.

Simulator

Live simulator: sim.cosmolocal.credit

Example snapshot (default parameters, 5-year run = 240 ticks, 1 tick = 1 week)

• Pools: 125 total (4 system)
• Assets: 127
• Stable total in pools: 728,019.99 USD
• Voucher total in pools: 1,106,141.71 units
• Outstanding voucher value: 1,190,297.61 USD
• Swap volume (avg): 91,104.00 USD per tick
• Transactions (avg): 335.68 swaps per tick
• NOAM clearing (avg): 9.86 swaps per tick
• Stable on/off-ramp (avg): 15,714.23 USD per tick (balanced)
• LP injected: 400,000.00 USD
• LP returned: 432,588.91 USD via sCLC swaps to the CLC pool

If you want these numbers to reflect a specific scenario for your network, run the simulator.